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DOCUMENT WE NEED FOR A FULL STATUS MORTGAGE
For ALL banks we need the following -
Personal details
Passport/s (or resident's card)
NIE Certificate/s
Income Details
If you are employed we need your last tax return (in the UK P60) and your last 3 pay slips.
If you are self employed your last 2 years of accounts (profit & loss and balance sheet) AND your last self assessment as sent to the inland revenue OR last tax calculation as received and sent by the tax authority confirming your return has been accepted.
We will either need 3 months of personal bank statements OR bank reference. This will depend on the bank. We will arrange for the bank reference request and forward this to you.
All banks today require a credit report from ALL applicants (even if you are not receiving an income) Go to the following links in order to order one -
British www.experian.co.uk
German www.experian.de
Property
Nota Simple. This is an extract of the deed and the information of this can be found on page 2-6 in the deed. If we order it we need to know the following - where the property is registered as well as the following numbers - finca, tomo, folio, libro. We charge 39 € for this service.
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