TLC The Loan Centre - Mortgages and Equity Release
 
mortgages and equity release in spain
We are a professional brokerage arranging mortgages and equity release throughout Spain including all islands  
 

:: MAIN ::

Contact Us

:: PRODUCTS ::

Mortgages Purchase

Self Cert Mortgages

Re-Mortgages

Equity Release

Lifetime Mortgages

Multicurrency Mortgages

:: SERVICES ::

Quote Request

Solicitor in Spain

Documents needed

Application Form

 


 
 
 

NEW::::::::::::::::::::NEW:::::::::::::::::::::NEW:::::::::::::::::::::::NEW

THIS PRODUCT IS NOT AVAILABLE IN ANDALUCIA

This is a very good alternative to "equity release" and Lifetime Mortgage

We are pleased to be able to offer a product where the value of your brick and mortar can now work for you and give you a monthly return.

  • Minimum value of property 80,000€
  • No maximum value
  • Minimum age 25
  • Maximum age 75
  • Advance on urban properties 60%
  • Advance on "rustica" properties 50%

This is a low risk alternative to equity release where the fund is normally invested in a portfolio (stock market or similar). Lately as we all know the stock market, regardless of country, has not performed well and many investors have lost a lot of money using this alternative. This product is only given by 1 branch in Spain where they will keep a daily control of the exchange rate fluctuation. If either currency fluctuates to the extent this product does not become viable, your mortgage will be cancelled with immediate effect. Because of this all completions will have to take place on Costa del Sol, however your property can be anywhere in Spain including all islands.

The mortgage the bank offers will be in Japanese Yen (currently 1,76%), however the investment will be with the same bank, but put into a high yield deposit account, currently the return is 5,36%. the difference between the 2 is yours and can be paid on a monthly or quarterly basis to you. If you chose to be paid quarterly the return is slightly higher.

EXAMPLE

Value of the property
500,000.00 €
Amount bank will advance 300,000.00 €
The mortgage will cost per month 440.00 €
The yield monthly is 1,340.00 €
Monthly return 900.00 €

There is no need to show income for the above.

If you have an existing mortgage this product can still be used, or maybe you would like some cash in hand and the rest put into a high yield deposit account, this is also possible. But for the amount which is not invested you need to show income.

The mortgage can be cancelled at any stage. The redemption the first 5 years is 0,5% and afterwards it is only 0,25%.

Fill in below, press submit and we'll shortly contact you
Name

Phone number

E-mail address (double check the spelling!)

Where did you find our details?

I would like to ask about the following


Google
Web www.theloancentre.net

 

 

 

 

 

 

 

 

 

 

 

 

 

 
http://www.theloancentre.net/, http://www.theloancentre.net/contact_us.htm, http://www.theloancentre.net/step_by_step.htm, http://www.theloancentre.net/mortgages_in_spain.htm, http://www.theloancentre.net/resident_mortgages.htm, http://www.theloancentre.net/equity_release.htm, http://www.theloancentre.net/non_status_mortgages.htm, http://www.theloancentre.net/construction_mortgages.htm, http://www.theloancentre.net/income_release.htm, http://www.theloancentre.net/fx.htm, http://www.theloancentre.net/quotes.htm, http://www.theloancentre.net/nie.htm, http://www.theloancentre.net/abogado.htm, http://www.theloancentre.net/bank_account.htm   TLC the loan centre Spanish banks, Spanish bank, buy to let spain, Spanish mortage, mortgages on property in spain, properties spain, info on Spanish mortgages, Spanish property mortgages, mortgage on Spanish property, buying property in spain, non status mortgages spain, self cert mortgages spainSpanish mortagge, Spanish mortgages, mortgages Spain, Spanish mortgage, buy a house in Spain, finance in Spain, Spanish finance, buy a house in Spain, Costa del sol, get a loan in Spain, Spanish loans, move to Spain, equity release in Spain, buy offplan Spain, invest in spain, mortgage spain, home loans spain, borrow money spain, Spanish borrowing, Spanish lenders,
Copyright 2008